AN ACT relating to consumer credit.
     Create a new section of KRS Chapter 367 to prohibit any consumer reporting agency that furnishes a credit report that contains a credit score on any consumer from using the number of inquiries to check a consumer's credit as a factor in determining the credit score on any consumer; prohibit creditors, lenders, employers, or other users of credit reports who use the report to establish a credit score for any consumer from using the number of inquiries to check a consumer's credit as a factor in determining the credit score on any consumer; provide that a violation of this section is an unfair, false, misleading, and deceptive act or practice in the conduct of trade or commerce in violation of KRS 367.170.

     Feb 17-introduced in House
     Feb 18-to Banking and Insurance (H)
     Mar 15-posted in committee