AN ACT relating to insurance claims.
     Create a new section of Subtitle 20 of KRS Chapter 304 to prohibit the use of third-party liability claims for purposes of underwriting or rating by a private passenger automobile insurer or homeowner's insurer unless the insurer gives written notice to the insured within 30 days after a third party liability claim is filed; require the notice to state whether the insurer uses the number of claims filed for underwriting or rating purposes; provide that if the number of claims filed is used, the notice shall describe how it is used and the number of claims on the insured's record; require a private passenger automobile insurer and homeowner's insurer, that uses the number of claims filed for underwriting or rating purposes to give its insured written notice within 30 days after an insured files a claim that the insurer uses the number of claims filed for underwriting or rating purposes, describe how it is used, and disclose the number of claims on the insured's record.

     (Prefiled by the sponsor(s).)

     Jan 6-introduced in Senate
     Jan 9-to Banking and Insurance (S)