AN ACT relating to insurance.
     Amend KRS 304.39-020 to eliminate the presumption that medical bills submitted to a no-fault motor vehicle insurer are reasonable; amend KRS 304.39-210 to require a provider of medical expenses to submit a statement of medical expenses incurred to a reparation obligor within 45 days of the date treatment is initiated and every 45 days thereafter; provide that failure to timely submit a statement of medical expenses will render the expenses not compensable; prohibit a provider from billing a patient for services which have been denied by a reparation obligor for failure to submit bills within 45 days following treatment; amend KRS 304.19-270 to permit a reparation obligor to require a person to submit to a mental or physical examination at the expense of the reparation obligor; delete the requirement that the reparation obligor petition a court for an order directing such examination; permit a reparation obligor to limit coverages for persons who fail to submit to an examination pursuant to contract provisions approved by the commissioner of the Department of Insurance; authorize a reparation obligor to submit any claim for benefits to an independent review, evaluation, or opinion to determine issues such as reasonable medical necessity, appropriateness of treatment, whether charges are usual and customary, and whether the injury or loss is related to the accident.

     Feb 22-introduced in House
     Feb 23-to Banking and Insurance (H)
     Feb 24-posted in committee