HB 733 (BR 2128) - R. Palumbo
AN ACT relating to homeowner's insurance.
Create a new section of Subtitle 20 of KRS Chapter 304 to prohibit an insurer from refusing to issue or renew a homeowner's insurance policy based upon a breed of dog owned by the applicant or insured; permit the insurer to consider the breed of dog in setting rates if the rate charged is supported by actuarial data regarding the risk of loss posed by the particular breed; require the insurer to offer a discount for a breed of dog for which it charges a higher rate if the dog has passed the test for the American Kennel Club Canine Good Citizen certification; provide that nothing in this section limits the ability of an insurer to refuse to issue or renew a homeowner's policy, or to charge rates, based upon the history of an individual dog.
Feb 27-introduced in House
Feb 28-to Banking and Insurance (H)
Mar 3-posted in committee