Kentucky Revised Statutes
Includes enactments through the 2026 Regular Session
Chapter titles, centered headings, section catchlines, and explanatory notes are for informational purposes only and do not constitute any part of the law. For general laws governing construction of statutes, see KRS Chapter 446.
The KRS database was last updated on 07/10/2026
.19-010 Scope. (Effective until July 15, 2026)
.19-010 Scope of KRS 304.19-020 to 304.19-140. (Effective July 15, 2026)
.19-020 Definitions for KRS 304.19-020 to 304.19-140. (Effective July 15, 2026)
.19-020 Definitions. (Effective until July 15, 2026)
.19-030 Forms of credit life insurance and credit health insurance.
.19-040 Amounts of credit life insurance.
.19-050 Amounts of credit health insurance.
.19-060 Term of insurance.
.19-070 Provisions of policies and certificates of insurance -- Disclosure to debtors.
.19-080 Filing -- Effectiveness and withdrawal. (Effective until July 15, 2026)
.19-080 Filing -- Effectiveness and withdrawal. (Effective July 15, 2026)
.19-082 Rates for credit health insurance coverage to credit union borrowers when coverage is not a loan condition.
.19-090 Premiums and refunds. (Effective until July 15, 2026)
.19-090 Premiums and refunds. (Effective July 15, 2026)
.19-100 Issuance of policies.
.19-110 Claims.
.19-120 Choice of insurer.
.19-130 Administrative hearing. (Effective until July 15, 2026)
.19-130 Administrative hearing. (Effective July 15, 2026)
.19-140 Suicide clause.
.19-200 Definitions for KRS 304.19-200 to 304.19-215. (Effective July 15, 2026)
.19-202 Applicability of KRS 304.19-200 to 304.19-215 -- Exemptions. (Effective July 15, 2026)
.19-204 Definition of gross debt -- Credit personal property insurance -- Restrictions and requirements. (Effective July 15, 2026)
.19-206 Disclosure requirements. (Effective July 15, 2026)
.19-208 Required filings with commissioner. (Effective July 15, 2026)
.19-210 Refund or credit of unearned premiums upon cancellation -- Calculation of unearned premiums. (Effective July 15, 2026)
.19-212 Claims to be promptly reported -- Methods of payment -- Persons authorized to settle or adjust claims -- Applicability of Subtitle 12 of KRS Chapter 304. (Effective July 15, 2026)
.19-215 Administrative hearings -- Applicability of penalty provisions. (Effective July 15, 2026)