Kentucky Revised Statutes
Includes enactments through the 2024 Regular Session
Chapter titles, centered headings, section catchlines, and explanatory notes are for informational purposes only and do not constitute any part of the law. For general laws governing construction of statutes, see KRS Chapter 446. %--span>
The KRS database was last updated on 11/21/2024 %--span>
.010 Definitions for chapter.
.020 Repealed, 2005.
.030 Persons exempt from classification as debt adjuster.
.040 Persons engaged in debt adjusting -- Powers and prohibitions -- Requirements for registration, audits, insurance, and bond or letter of credit -- Increase in amount of bond or insurance when debt is primarily for personal use.
.050 Administrative regulations governing debt adjusting.
.060 Person engaged in debt adjusting to contract with debtor -- Disclosure and notice to debtor -- Debtor's right to cancel.
.070 Debt adjuster to take reasonable measures to protect debtor's personal information.
.080 Debt adjuster prohibited from sale of debtor's personal information without written authorization -- Confidentiality agreement.
.090 Annual disclosure of debt adjuster's policies and practices to be provided to debtor.
.100 Agreement for debt adjusting -- Contents -- Right to confer power of attorney upon debt adjuster -- Prohibited provisions.
.110 Cause of action for loss resulting from violation of KRS Chapter 380 -- Time limitation on prosecution of action.
.120 Waiver of debtor's rights void and unenforceable.
.130 Prohibition of limitation on right of financial institution to collect valid debts.
.990 Penalties.