House Bill 136

Last Action posted in committee
Title AN ACT relating to an insurer's use of credit scores for underwriting purposes.
Bill Documents Bill
Bill Request Number 351
Sponsor M. Meredith
Summary of Original Version Amend KRS 304.20-042 to restrict an insurer's use of credit information for property and casualty insurance contracts for underwriting or to rate risks by prohibiting the sole use of lack of credit history or lack of a credit card account without consideration of any other applicable factor independent of credit information; require an insurer to treat a consumer who has no credit history or no credit card account as if the applicant or insured had neutral credit information.
Index Headings of Original Version Insurance - Property and casualty, credit history for underwriting purposes, restrict
Insurance - Property and casualty, lack of credit history or credit card account, treat as neutral


  • introduced in House
  • to Banking & Insurance (H)
  • posted in committee

Last updated: 8/27/2019 7:53 PM (EDT)