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Senate Bill 23

Actions | Amendments

Last Action	taken from the Consent Orders of the Day, placed in the Regular Orders of the Day
Title	AN ACT relating to credit freezes for protected consumers.
Bill Documents	Bill
Bill Request Number	206
Sponsor	R. Alvarado
Summary of Original Version	Create a new section of KRS 367.363 to 367.365 to define "protected person," "representative," and "sufficient proof of authority"; require a consumer reporting agency to place a security freeze on a protected person's record or report upon proper request by a representative; require the freeze to be placed within ten days of receiving the request; set forth when the credit reporting agency is required to remove the freeze; allow the credit reporting agency to charge a fee under certain circumstances; establish penalties for violations.
Index Headings of Original Version	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report
Proposed Amendments	Senate Committee Substitute 1 House Floor Amendment 1 House Floor Amendment 2 House Floor Amendment 3 House Floor Amendment 4
Votes	Vote History

Actions

Top | Amendments

01/06/16	introduced in Senate
01/07/16	to Judiciary (S)
02/04/16	reported favorably, 1st reading, to Calendar with Committee Substitute (1)
02/05/16	2nd reading, to Rules
02/08/16	posted for passage in the Regular Orders of the Day for Tuesday, February 9
02/09/16	3rd reading, passed 37-0 with Committee Substitute (1)
02/10/16	received in House
02/11/16	to Banking & Insurance (H)
03/22/16	posting waived
03/23/16	reported favorably, 1st reading, to Consent Calendar
03/24/16	2nd reading, to Rules posted for passage in the Consent Orders of the Day for Friday, March 25, 2016
03/25/16	floor amendment (1), (2-title), (3) and (4-title) filed taken from the Consent Orders of the Day, placed in the Regular Orders of the Day

Proposed Amendments

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Amendment	Senate Committee Substitute 1
Summary	Keep original provisions; change deadline for placing freeze from 20 days after request to 30 days; change deadline for removing freeze from 3 days to 30 days; add exceptions for data used solely for employment or tenant screening.
Index Headings	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report

Amendment	House Floor Amendment 1
Piggyback?	Yes
Sponsor	J. Bell
Summary	Amend KRS 383.500 to apply the Uniform Residential Landlord and Tenant Act on a statewide basis; repeal, reenact, and amend the various sections of KRS Chapter 383 constituting that Act without substantive change.
Index Headings	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report

Amendment	House Floor Amendment 2
Sponsor	J. Bell
Summary	Make title amendment.
Index Headings	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report

Amendment	House Floor Amendment 3
Piggyback?	Yes
Sponsor	J. Bell
Summary	Amend KRS 383.500 to apply the Uniform Residential Landlord and Tenant Act on a statewide basis; repeal, reenact, and amend the various sections of KRS Chapter 383 constituting that Act without substantive change.
Index Headings	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report

Amendment	House Floor Amendment 4
Sponsor	J. Bell
Summary	Make title amendment.
Index Headings	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report

Last updated: 1/16/2019 3:08 PM (EST)