Last Action | to Banking & Insurance (H) |
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Title | AN ACT relating to credit freezes for protected consumers. |
Bill Documents |
Bill
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Bill Request Number | 202 |
Sponsors | B. Montell, S. Westrom |
Summary of Original Version | Create a new section of KRS 367.363 to 367.365 to define "protected person," "representative," and "sufficient proof of authority"; require a consumer reporting agency to place a security freeze on a protected person's record or report upon proper request by a representative; require the freeze be placed within ten days of receiving the request; set forth when the credit reporting agency is required to remove the freeze; allow the credit reporting agency to charge a fee under certain circumstances; establish penalties for violations. |
Index Headings of Original Version |
Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 18 years Consumer Affairs - Protected persons, credit security freeze on record or report |
10/20/15 |
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01/05/16 |
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Last updated: 1/16/2019 3:08 PM (EST)