Last Action | signed by Governor (Acts, ch. 119) |
---|---|
Title | AN ACT relating to credit freezes for protected consumers. |
Bill Documents |
Current/Final
Introduced |
Bill Request Number | 38 |
Sponsors | R. Alvarado, D. Carroll, R. Girdler, W. Westerfield |
Summary of Original Version | Create a new section of KRS 367.363 to 367.365 to define "protected person," "representative," and "sufficient proof of authority"; require a consumer reporting agency to place a security freeze on a protected person's record or report upon proper request by a representative; require the freeze to be placed within 30 days of receiving the request; set forth when the credit reporting agency is required to remove the freeze; allow the credit reporting agency to charge a fee under certain circumstances; establish penalties for violations. |
Index Headings of Original Version |
Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freezes on record or report Loans and Credit - Protected consumers, credit security freezes on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Children and Minors - Ward, credit security freezes on record or report Consumer Affairs - Protected consumers, credit security freezes on record or report |
Proposed Amendments | Senate Committee Substitute 1 |
Votes | Vote History |
12/07/16 |
|
---|---|
01/03/17 |
|
01/07/17 |
|
02/09/17 |
|
02/10/17 |
|
02/13/17 |
|
02/15/17 |
|
02/16/17 |
|
02/21/17 |
|
03/06/17 |
|
03/07/17 |
|
03/08/17 |
|
03/14/17 |
|
03/15/17 |
|
03/27/17 |
|
Amendment | Senate Committee Substitute 1 |
---|---|
Summary | Keep original provisions; amend to correct internal reference and add delayed effective date of January 1, 2018. |
Index Headings |
Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freezes on record or report Loans and Credit - Protected consumers, credit security freezes on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Children and Minors - Ward, credit security freezes on record or report Consumer Affairs - Protected consumers, credit security freezes on record or report |
Last updated: 1/16/2019 3:02 PM (EST)