17RS House Bill 12

Actions

Last Action	recommitted to Banking & Insurance (H)
Title	AN ACT relating to credit freezes for consumers.
Bill Documents	Introduced
Bill Request Number	68
Sponsor	S. Overly
Summary of Original Version	Create a new section of KRS 367.363 to 367.365 to define "protected person," "record," "representative," and "sufficient proof of authority"; require a consumer reporting agency to place a security freeze on a protected person's record or report upon proper request by a representative; require the freeze to be placed within 30 days of receiving the request; set forth when the credit reporting agency is required to remove the freeze; allow the credit reporting agency to charge a fee under certain circumstances; establish penalties for violations.
Index Headings of Original Version	Disabilities and the Disabled - Protected persons, credit security freeze on record or report Guardians - Ward, credit security freeze on record or report Loans and Credit - Protected persons, credit security freeze on record or report Mental Disability - Incapacitated persons, credit security on record or report Children and Minors - Credit security freeze for minors under 16 years Consumer Affairs - Protected persons, credit security freeze on record or report

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07/13/16	Prefiled by the sponsor(s).
01/03/17	introduced in House to Banking & Insurance (H)
02/28/17	posted in committee
03/01/17	reported favorably, 1st reading, to Consent Calendar
03/02/17	2nd reading, to Rules
03/03/17	recommitted to Banking & Insurance (H)