Senate Bill 261

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Last Action to Banking & Insurance (S)
Title AN ACT relating to emergency air ambulance coverage and declaring an emergency.
Bill Documents Introduced
Bill Request Number 1559
Sponsor S. Humphries
Summary of Original Version Amend KRS 304.17A-005 to define "balance bill" and "insured"; create a new section of Subtitle 17A of KRS Chapter 304 to define "registered air ambulance service provider" and to require a health benefit plan to hold harmless an insured for any amount owed to a registered air ambulance provider; prohibit a health benefit plan from using an allowed amount for air ambulance services under certain conditions to determine when an air ambulance transport is medically necessary; require assumption of charges by the insurer under certain conditions; require notification to the air ambulance service of assumption by the insurer; prohibit the air ambulance provider from certain actions following receipt of notification; establish payment requirements for the insurer; establish the Independent Dispute Resolution Program for air ambulance service charges within the Department of Insurance; require reporting by registered air ambulance service providers and the department; require registration in the program; require an independent reviewer for the program; establish procedures for the Independent Dispute Resolution Program; amend KRS 304.17A-096, 304.17A-430, 304.17B-001, 304.17B-015, 304.17B-033, 304.17C-010, 304.18-114, 304.38A-010, and 304.39-241 to conform; create a new section of Subtitle 13 of KRS Chapter 304 to prohibit an insurer from using debt owed by a consumer to an air ambulance provider in determining insurance rates; create a new section of KRS Chapter 367 to prohibit any individual or business from considering any debt owed by a consumer to an air ambulance provider in determining whether to issue credit or determine rates of interest; create a new section of KRS Chapter 311A to prohibit an air ambulance provider from reporting any debt owed to it by a consumer to a consumer reporting agency; amend KRS 427.010 to set exemptions from enforcement of a judgment for debt owed by an individual to an air ambulance provider; amend KRS 426.720 to prohibit the attachment of a judgment arising out of a debt to an air ambulance provider as a lien against real property. Sections 1 to 11 EFFECTIVE January 1, 2019; EMERGENCY; apply provisions of Sections 12 through 16 to prospective actions on debt owed on or after January 1, 2010.
Index Headings of Original Version Effective Dates, Delayed - Emergency air ambulance service, January 1, 2019
Effective Dates, Emergency - Debts owed to air ambulance providers, consumer reporting agencies, reporting to
Effective Dates, Emergency - Debts owed to air ambulance providers, enforcement of judgments for
Effective Dates, Emergency - Debts owed to air ambulance providers, granting credit, prohibited decision factor of
Effective Dates, Emergency - Debts owed to air ambulance providers, Insurers rating factors, prohibited inclusion of
Health and Medical Services - Emergency air ambulance service, billing dispute resolution program, establishment of
Insurance, Health - Air ambulance providers, billed charges, assumption of
Insurance, Health - Air ambulance service provider, billing dispute resolution program, establishment of
Insurance, Health - Air ambulance, balance billing, prohibition of
Insurance, Health - Insurer, assumption of charges, requirements for
Physicians and Practitioners - Air ambulance providers, insurance coverage, requirements for
Physicians and Practitioners - Air ambulance, balance billing, prohibition of
Retroactive Legislation - Air ambulance, balance billing, prohibition of

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03/01/18
  • introduced in Senate
03/05/18
  • to Banking & Insurance (S)


Last updated: 1/16/2019 3:00 PM (EST)