21RS HB 11

House Bill 11

Actions

Last Action	01/05/21: to Committee on Committees (H)
Title	AN ACT relating to consumer protections in health insurance.
Bill Documents	Introduced
Bill Request Number	57
Sponsors	P. Minter, T. Bojanowski, T. Burch, M. Cantrell, J. Donohue, K. Flood, D. Graham, A. Hatton, J. Jenkins, N. Kulkarni, D. Lewis, S. Lewis, M. Marzian, S. McPherson, J. Raymond, S. Riley, R. Roberts, C. Stevenson, P. Stevenson, A. Tackett Laferty, S. Westrom, B. Wheatley, L. Willner
Summary of Original Version	Create a new section of Subtitle 17A of KRS Chapter 304 to define terms; establish health-status eligibility rules for health benefit plans in any market; prohibit requiring a greater premium or contribution, or different benefits coverage, on the basis of any health status-related factor; prohibit pre-existing condition exclusions; require coverage for essential health benefits; prohibit insurers from establishing lifetime or annual limits on essential health benefits; prohibit adjustment of premium or contribution amounts for group health plans on the basis of genetic information; require the commissioner of insurance to define essential health benefits; establish when the section controls; establish opt-in for health plans not otherwise required to comply with requirements of section; establish when section becomes effective; establish that section applies to health benefit plans and health plan opt-ins on or after the effective date; amend KRS 304.17A-096, 304.17A-097, 304.17A-200, 304.17A-220, 304.17A-230, 304.17A-250, 304.17A-430, 304.17B-015, 304.17B-019, 304.18-114, and 304.18-120 to conform; amend KRS 18A.225 to require the state employee health plan to comply with Section 1 of the Act.
Index Headings of Original Version	Effective Dates, Delayed - Health benefit plans, consumer protections, contingency Insurance, Health - Health benefit plans, essential health benefits, coverage for Insurance, Health - Health benefit plans, pre-existing conditions, coverage for Insurance, Health - Health benefit plans, insurance eligibility and parity requirements, health status-related factors Insurance, Health - Health benefit plans, lifetime and annual limits on benefits coverage, prohibition of State Employees - State employee health plan, essential health benefits, coverage for State Employees - State employee health plan, pre-existing conditions, coverage for State Employees - State employee health plan, insurance eligibility and parity requirements State Employees - State employee health plan, lifetime and annual limits on benefits coverage, prohibition of Administrative Regulations and Proceedings - Department of Insurance, essential health benefits, definition of

06/02/20	Prefiled by the sponsor(s).
01/05/21	introduced in House to Committee on Committees (H)