| Title | AN ACT relating to consumer protections in health insurance. |
|---|---|
| Bill Documents | Original |
| Sponsors | P. Minter, T. Bojanowski, B. Wheatley |
| Summary of Original Version | Create a new section of Subtitle 17A of KRS Chapter 304 to define terms; establish health-status eligibility rules for health benefit plans in any market; prohibit requiring a greater premium or contribution, or different benefits coverage, on the basis of any health status-related factor; prohibit pre-existing condition exclusions; require coverage for essential health benefits; prohibit insurers from establishing lifetime or annual limits on essential health benefits; prohibit adjustment of premium or contribution amounts for group health plans on the basis of genetic information; require the commissioner of insurance to define essential health benefits; establish when the section controls; establish opt-in for health plans not otherwise required to comply with requirements of section; establish when section becomes effective; establish that section applies to health benefit plans and health plan opt-ins on or after the effective date; amend KRS 304.17A-096, 304.17A-097, 304.17A-200, 304.17A-220, 304.17A-230, 304.17A-250, 304.17A-430, 304.17B-015, 304.17B-019, 304.18-114, and 304.18-120 to conform; amend KRS 18A.225 to require the state employee health plan to comply with Section 1 of the Act. |
| Index Headings |
Effective Dates, Delayed - Health benefit plans, consumer protections, contingency Insurance, Health - Health benefit plans, essential health benefits, coverage for Insurance, Health - Health benefit plans, pre-existing conditions, coverage for Insurance, Health - Health benefit plans, insurance eligibility and parity requirements, health status-related factors Insurance, Health - Health benefit plans, lifetime and annual limits on benefits coverage, prohibition of State Employees - State employee health plan, essential health benefits, coverage for State Employees - State employee health plan, pre-existing conditions, coverage for State Employees - State employee health plan, insurance eligibility and parity requirements State Employees - State employee health plan, lifetime and annual limits on benefits coverage, prohibition of Administrative Regulations and Proceedings - Department of Insurance, essential health benefits, definition of |
| 06/02/20 | Prefiled by the sponsor(s). |
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Last updated: 1/4/2021 4:38 PM (EST)
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