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House Bill 568

Actions | Amendments

Last Action	03/25/26: floor amendment (1) filed to Committee Substitute , floor amendment (2-title) filed to bill
Title	AN ACT relating to public adjusters.
Bill Documents	Current Introduced
Bill Request Number	473
Sponsors	M. Meredith, C. Aull, G. Brown Jr., R. Duvall, J. Gooch Jr., E. Hancock, M. Lockett, S. Miles, M. Pollock
Summary of Original Version	Amend KRS 304.9-020 to modify the definition of "apprentice adjuster," "negotiate," and "public adjuster"; amend KRS 304.9-430 to prohibit the issuing of a public adjuster license on or after the effective date of the Act; amend KRS 304.9-432 to prohibit issuing an apprentice adjuster license to a person that is supervised by a public adjuster; prohibit temporary or apprentice adjuster licensees from taking an examination for, or being issued, a public adjuster license; amend KRS 304.9-433 to prohibit a public adjuster from providing services until the required rescission period has concluded; establish information to be included in contracts between a public adjuster and an insured; require a public adjuster to provide a physical copy of the contract to the insured and insurer; modify the required rescission period for contracts between a public adjuster and an insured; provide that contracts in violation of KRS Chapter 304 are not enforceable; amend KRS 304.9-4331 to prohibit a public adjuster from being affiliated with an entity or person that obtains business in connection with a claim, utilizing a contractor, another form of business, or other person to solicit or obtain contract signatures; prohibit a public adjuster from negotiating with an insurer on behalf of an insured; amend KRS 304.9-4332 to require a public adjuster to provide insured with a receipt of deposit within 3 business days; amend KRS 304.9-4333 to modify fees that may be charged by a public adjuster; amend KRS 304.9-440 to require the commissioner to take certain regulatory actions against an adjuster or apprentice licensee under certain conditions; amend KRS 304.9-436 and 304.9-295 to conform; make conforming and technical amendments throughout; direct that certain sections apply to contracts entered on or after the effective date of the Act.
Index Headings of Original Version	Contracts - Insurance, public adjuster, requirements Fees - Insurance, public adjusters, requirements Insurance - Public adjuster, prohibition on issuing licenses Insurance - Public adjusters, regulatory requirements Licensing - Public adjusters, prohibtion on issuing licenses State Agencies - Department of Insurance, public adjusters, regulatory requirements
Jump to Proposed Amendments	Senate Committee Substitute 1 Senate Floor Amendment 1 Senate Floor Amendment 2
Votes	Vote History

Actions

Top | Amendments

02/05/26	introduced in House to Committee on Committees (H)
02/12/26	to Banking & Insurance (H)
02/18/26	reported favorably, 1st reading, to Calendar
02/19/26	2nd reading, to Rules posted for passage in the Regular Orders of the Day for Friday, February 20 2026
02/24/26	3rd reading, passed 95-1
02/25/26	received in Senate to Committee on Committees (S)
03/13/26	to Banking & Insurance (S)
03/24/26	reported favorably, 1st reading, to Calendar with Committee Substitute (1)
03/25/26	2nd reading, to Rules floor amendment (1) filed to Committee Substitute , floor amendment (2-title) filed to bill

Proposed Amendments

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Amendment	Senate Committee Substitute 1
Summary	Retains original provisions, except modify definition of public adjuster; limit the prohibition on issuing new public adjuster and apprentice adjuster licenses to a period of 2 years; allow apprentice adjusters who have a license on the effective date of this Act to apply for and be issued a public adjuster license during the 2 year period; modify the rescission period for public adjuster contracts based on events that are subject to a state of emergency; delete language prohibiting public adjusters from negotiating with an insurer on the behalf of an insured; modify the fees that may be charged by a public adjuster; make technical corrections.
Index Headings	Contracts - Insurance, public adjuster, regulatory requirements Disasters And Recovery Efforts - Insurance, public adjusters, regulatory requirements Fees - Insurance, public adjusters, regulatory requirements Insurance - Public adjuster, regulatory requirements Licensing - Insurance, public adjusters, prohibition State Agencies - Department of Insurance, public adjusters, regulatory requirements

Amendment	Senate Floor Amendment 1
Sponsor	J. Carpenter
Summary	Create a new section of KRS Chapter 367 to apply Consumer Protection Act remedies, powers, and duties to violations of public adjuster trade practice requirements; establish emergency effective date for licensing provisions; EMERGENCY.
Index Headings	Attorney General - Public adjusters, regulatory requirements, enforcement Consumer Protection - Public adjusters, regulatory requirements, enforcement Effective Dates, Emergency - Public adjusters, licensing, moratorium Insurance - Public adjusters, regulatory requirements, enforcement Licensing - Public adjusters, prohibition

Amendment	Senate Floor Amendment 2
Sponsor	J. Carpenter
Summary	Make title amendment.
Index Headings	Title Amendments - HB 568/GA

Last updated: 3/30/2026 4:42 PM (EDT)