Kentucky Revised Statutes
Includes enactments through the 2024 Regular Session
Chapter titles, centered headings, section catchlines, and explanatory notes are for informational purposes only and do not constitute any part of the law. For general laws governing construction of statutes, see KRS Chapter 446.
The KRS database was last updated on 05/15/2025
.9-010 Application of subtitle.
.9-020 Definitions for subtitle.
.9-030 Available insurance agent licenses.
.9-035 Insurer liable for acts of its agents.
.9-040 "Consultant" defined.
.9-050 Repealed, 2000.
.9-051 Definitions for KRS 304.9-052 and 304.9-371 to 304.9-377.
.9-052 Administrator -- License requirements -- Service of process.
.9-053 Licensure of pharmacy benefit managers.
.9-054 Pharmacy benefit manager license application review and license issuance -- Disciplinary actions concerning license -- Administrative regulations -- Fees.
.9-055 Pharmacy benefit managers subject to specified subtitles of KRS Chapter 304 -- Administrative regulations.
.9-060 Repealed, 2000.
.9-070 Repealed, 2010.
.9-080 Licensure requirements -- Forms.
.9-085 Managing general agent -- License -- Duties.
.9-090 Exceptions to licensure requirements.
.9-100 Purpose of license -- "Controlled business" -- Exceptions.
.9-105 General qualifications for agent license.
.9-107 Persons exempt from provisions of KRS 304.9-105(1)(e)1. and 2. -- Administrative regulations.
.9-110 Repealed, 1978.
.9-120 Licensure of residents as agents -- Exception to residency requirement.
.9-130 Licensing of business entities as agents.
.9-133 Individuals designated to act under business entity license -- Filing of designation notice -- Exercise of license -- Responsibility of insurer for acts of designated individuals.
.9-135 Requirements for financial institutions engaging in insurance agency activities -- Administrative regulations -- Activities of officers or employees of financial institution.
.9-136 Repealed, 2002.
.9-140 Licensure of nonresidents as agents.
.9-142 Repealed, 2002.
.9-150 Application for license issued under this subtitle, surplus lines broker license, life settlement broker license, or life settlement provider license.
.9-160 Examination for license -- Application for examination.
.9-170 Exemptions from prelicensing education or examination.
.9-180 Scope of examination -- Reference material.
.9-190 Conduct of examinations.
.9-200 Contents of license -- Change of address -- Refundability of fees.
.9-210 Specific contents of agent's and consultant's licenses.
.9-220 Repealed, 2000.
.9-230 Limited line licenses -- Prelicensing requirements.
.9-240 Insurance vending machines.
.9-250 Authority under license -- Assignability.
.9-260 Continuation and expiration of license -- Receipt of renewal fees -- Continuing education documentation.
.9-270 Appointment of agents -- Criminal background check -- Continuation -- Permitted and prohibited actions by agents and insurers.
.9-280 Termination of licensee's appointment -- Notice requirements -- Civil immunity -- Confidential and privileged information -- Commissioner's use of information.
.9-290 Rights of agent following termination of appointment.
.9-295 Biennial continuing education requirements for licensed agents and independent and public adjusters -- Exceptions -- Courses -- Number of hours -- Failure to complete -- Penalty.
.9-300 Temporary license as agent -- Conditions -- Sponsor may be required.
.9-310 Temporary licenses -- Rights and limitations.
.9-320 Qualifications for license as consultant -- Coverage of consultant license.
.9-330 Consultant to file proof of liability insurance -- Consultant's deposit of cash or bond.
.9-340 Repealed, 1982.
.9-350 Compensation of agent operating under a disclosure agreement -- Requirements.
.9-360 Obligation to serve interest of client.
.9-370 Service of process against nonresident licensee under this subtitle or surplus lines broker.
.9-371 Written agreement of administrator.
.9-372 Payments to administrator.
.9-373 Books and records maintained by administrator -- Access by commissioner.
.9-374 Administrator's use of advertising.
.9-375 Fiduciary accounts.
.9-376 Claims paid on behalf of insurer -- Compensation of administrator.
.9-377 Written notice to insureds when administrator's services utilized.
.9-380 Repealed, 2000.
.9-390 Place of agent's business -- Display of licenses -- Records.
.9-400 Reporting and accounting for premiums.
.9-410 Exchange of business -- Excess or rejected risks -- Regulation of volume of business by commissioner.
.9-420 Repealed, 1984.
.9-421 Sharing of commissions.
.9-425 Payment or acceptance of commission, brokerage, or other valuable consideration -- Exception.
.9-430 Independent, staff, or public adjuster's license -- Application by individual or business entity -- Qualifications -- Evidence of financial responsibility -- Exceptions to license requirement -- Temporary emergency registration following catastrophe -- Nonresident license.
.9-432 Apprentice adjuster -- License -- Rights and limitations -- Application -- Qualifications -- Terms and conditions.
.9-433 Contract between public adjuster and insured -- Requirements -- Contents -- Duties of public adjuster.
.9-4331 Insured's rights -- Written notice requirement -- Duties of public adjuster.
.9-4332 Requirements for funds received or held by public adjuster.
.9-4333 Fees and commissions for public adjuster.
.9-434 Repealed, 2000.
.9-435 Records to be maintained by public adjusters.
.9-436 Authorized insurer prohibited from doing business in Kentucky with unlicensed adjuster or administrator.
.9-440 Probation, suspension, revocation, and refusal of license -- Grounds -- Penalty.
.9-450 Procedure following suspension, revocation, nonrenewal, or denial of license.
.9-455 Repealed, 2000.
.9-460 Repealed, 2019.
.9-465 Denial or suspension of license or appointment -- Conditional license -- Hearing.
.9-467 Notification of surrender or termination of license -- Report of administrative action -- Notification of service of complaint or indictment -- Documentation of resolution.
.9-470 Prohibited practices in replacement or repair of automobile glass -- Penalties.
.9-475 Repealed, 2021.
.9-480 Repealed, 2005.
.9-485 Repealed, 2010.
.9-490 Repealed, 2002.
.9-495 Definitions for KRS 304.9-495 to 304.9-497.
.9-496 Operator of self-service storage facility may offer and sell insurance on behalf of a limited lines self-service storage space insurance producer -- Conditions -- Producer is responsible for operator's acts.
.9-497 Required written consumer protection disclosures relating to self-service storage space insurance.
.9-501 Repealed, 2010.
.9-503 Repealed, 2010.
.9-505 License for business entity to act as rental vehicle agent -- Registration fee and licensed managing employee for each business location -- Application and qualifications for license.
.9-507 Conditions under which license authorizes employee or representative to transact business -- Licensee may not hold self out as insurance agent without applicable license.
.9-509 Consumer protection disclosures to be included with rental vehicle agreement.
.9-511 Rental vehicle agent may not handle insurance that is not sold in conjunction with rental vehicle transaction.
.9-513 Repealed, 2010.
.9-700 Definitions for KRS 304.9-700 to 304.9-759.
.9-705 Reinsurance intermediary license required -- Exemption.
.9-710 Written authorization between reinsurance intermediary broker and an insurer.
.9-715 Records of transactions of reinsurance intermediary brokers.
.9-720 Insurers required to engage services of only licensed reinsurance intermediary brokers.
.9-725 Minimum contract provisions.
.9-730 Certain actions by reinsurance intermediary managers prohibited.
.9-735 Reinsurers required to engage services of only licensed reinsurance managers.
.9-740 Examination of reinsurance intermediaries.
.9-745 Suspension or revocation of license -- Imposition of penalties.
.9-750 Administrative regulations.
.9-759 Short title for KRS 304.9-700 to 304.9-759.
.9-780 Portable electronics insurance retailer license -- Duties of supervising entity -- Qualifications and application for license -- Penalties.
.9-782 Conditions under which license authorizes employee or representative to sell portable electronics insurance -- Restrictions on licensees.
.9-784 Duty to disclose information regarding portable electronics insurance coverage -- Standards -- Billing and collection of charges -- Notice and correspondence.