Kentucky Revised Statutes
Includes enactments through the 2024 Regular Session
Chapter titles, centered headings, section catchlines, and explanatory notes are for informational purposes only and do not constitute any part of the law. For general laws governing construction of statutes, see KRS Chapter 446.
The KRS database was last updated on 11/20/2024
.39-010 Policy and purpose.
.39-020 Definitions for subtitle.
.39-030 Right to basic reparation benefits.
.39-040 Obligation to pay basic reparation benefits -- Requirement of option for motorcycle coverage in liability contracts -- Exclusion of motorcycle operator or passenger who has not purchased optional coverage.
.39-045 Exclusion from coverage as operator by agreement.
.39-047 Definitions for section -- Authority to exclude coverage for peer-to-peer car sharing -- Right of recovery.
.39-048 Authorized insurers -- Exclusions -- Defense of claims. (Effective January 1, 2025)
.39-050 Priority of applicability of security for payment of basic reparation benefits.
.39-060 Acceptance or rejection of partial abolition of tort liability -- Exceptions.
.39-070 "Secured person" -- Obligor's rights to recovery.
.39-080 Security covering motor vehicle.
.39-083 Binder cancellation -- Notification to Department of Vehicle Regulation.
.39-085 Notification by insurance company to Department of Vehicle Regulation of persons insured whose policy was terminated -- Exception.
.39-087 Definition -- Submission of vehicle identification numbers and names of policyholders to Department of Vehicle Regulation -- Limitation of liability.
.39-090 Required security.
.39-100 Included coverages.
.39-110 Required minimum tort liability insurance.
.39-115 Limitation on claim of loss of use of motor vehicle.
.39-117 Motor vehicle insurance card to be in paper or electronic format -- Presentation of electronic insurance card to peace officer.
.39-120 Calculation of net loss.
.39-130 Basic weekly limit on benefits for certain losses.
.39-140 Optional additional benefits.
.39-150 Approval of terms and forms.
.39-160 Assigned claims.
.39-170 Assigned claims bureau and plan.
.39-180 Time for presenting claims under assigned claims plan.
.39-190 Converted motor vehicles.
.39-200 Intentional injuries.
.39-210 Obligor's duty to respond to claims.
.39-215 Prohibition of referral to entity with which provider has financial relationship -- Reparations benefits.
.39-220 Fees of claimant's attorney.
.39-230 Limitations of actions.
.39-240 Repealed, 1998
.39-241 Insured's direction of payment of benefits among elements of loss -- Direction of payment to reimburse for medical expenses already paid.
.39-245 Reparation obligor's request for or negotiation of reduction or modification of charges.
.39-250 Deduction and set-off.
.39-260 Exemption of benefits.
.39-270 Mental or physical examinations.
.39-280 Disclosure of facts about injured person.
.39-290 Kentucky Insurance Arbitration Association -- Creation -- Membership -- Powers -- Duties.
.39-300 Rules.
.39-310 Certificate of coverage -- Rights and obligations of owner or registrant.
.39-320 Underinsured motorist coverage -- Effect of settlement of claims.
.39-330 Mandatory rate reduction.
.39-340 Unconstitutionality -- Invalidity -- Severability.
.39-350 Repealed, 1998.