Kentucky
General Assembly

02/28/12	introduced in House
02/29/12	to Banking & Insurance (H)
03/02/12	posted in committee
03/07/12	reported favorably, 1st reading, to Calendar with Committee Substitute
03/08/12	2nd reading, to Rules posted for passage in the Regular Orders of the Day for Friday, March 9, 2012
03/12/12	floor amendment (1) filed to Committee Substitute
03/14/12	3rd reading floor amendment (1) defeated passed 88-9 with Committee Substitute
03/15/12	received in Senate
03/19/12	to Banking & Insurance (S)
03/21/12	reported favorably, 1st reading, to Consent Calendar floor amendment (1) filed
03/22/12	2nd reading, to Rules
03/23/12	floor amendments (2) and (3-title) filed
03/27/12	posted for passage in the Regular Orders of the Day for Tuesday, March 27, 2012 3rd reading, passed 33-3 with floor amendments (1) (2) and (3-title)
03/28/12	received in House to Rules (H) posted for passage for concurrence in Senate floor amendments (1) (2) and (3-title) House concurred in Senate floor amendments (1) (2) and (3-title) passed 75-16
03/29/12	enrolled, signed by Speaker of the House
03/30/12	enrolled, signed by President of the Senate delivered to Governor
04/11/12	signed by Governor (Acts ch. 116)

Amendment	House Committee Substitute 1
Summary	Retain original provisions except delete Sections 6 and 7 which contained new sections of Subtitles 17 and 18 of KRS Chapter 304 to provide that for purposes of individual health insurance policies providing protection against loss caused by a specific disease, the term "actual charge" means the amount the provider has accepted as full payment by an insured on behalf of an insured.
Index Headings	Insurance - Casualty and property insurance, cancellations based on credit history Insurance - Credit history, use of by insurers Insurance - Group life insurance, authority for insured to contribute to cost Insurance - Group life insurance, change in dependent definition Insurance, Health - Actual charges, defined Insurance, Motor Vehicle - Cancellation of policy based on inquiry, prohibition

Amendment	House Floor Amendment 1
Sponsor	A. Koenig
Summary	Delete the new language amending KRS 304.20-040 which would prohibit an insurer or agent from declining, refusing to renew, or canceling an automobile insurance policy based solely on the use of specified extraordinary life circumstances that directly influence credit history.
Index Headings	Insurance - Casualty and property insurance, cancellations based on credit history Insurance - Credit history, use of by insurers Insurance - Group life insurance, authority for insured to contribute to cost Insurance - Group life insurance, change in dependent definition Insurance, Health - Actual charges, defined Insurance, Motor Vehicle - Cancellation of policy based on inquiry, prohibition

Amendment	Senate Floor Amendment 1
Sponsor	R. Jones II
Summary	Keep original provisions, except add and amend KRS section 304.17A.150 to include as an unfair trade practice requirements that restrict, reduce, or negate benefits covered under a health benefit plan.
Index Headings	Insurance - Casualty and property insurance, cancellations based on credit history Insurance - Credit history, use of by insurers Insurance - Group life insurance, authority for insured to contribute to cost Insurance - Group life insurance, change in dependent definition Insurance, Health - Actual charges, defined Insurance, Motor Vehicle - Cancellation of policy based on inquiry, prohibition

Amendment	Senate Floor Amendment 2
Sponsor	T. Buford
Summary	Create a new section of Subtitle 17C of KRS Chapter 304 to prohibit setting fees for noncovered services or requiring plan approval in a limited health service benefit plan participating provider agreement.
Index Headings	Insurance - Casualty and property insurance, cancellations based on credit history Insurance - Credit history, use of by insurers Insurance - Group life insurance, authority for insured to contribute to cost Insurance - Group life insurance, change in dependent definition Insurance, Health - Actual charges, defined Insurance, Motor Vehicle - Cancellation of policy based on inquiry, prohibition

Amendment	Senate Floor Amendment 3
Sponsor	T. Buford
Summary	Make title amendment.
Index Headings	Insurance - Casualty and property insurance, cancellations based on credit history Insurance - Credit history, use of by insurers Insurance - Group life insurance, authority for insured to contribute to cost Insurance - Group life insurance, change in dependent definition Insurance, Health - Actual charges, defined Insurance, Motor Vehicle - Cancellation of policy based on inquiry, prohibition