Senate Bill 19

Last Action 02/22/21: to Banking & Insurance (S)
Title AN ACT relating to out-of-network billing.
Bill Documents Introduced
Fiscal Impact Statement Health Mandate
Bill Request Number 35
Sponsors R. Alvarado, D. Carroll
Summary of Original Version Amend KRS 304.17A-005 to define terms; create new sections of Subtitle 17A of KRS Chapter 304 to require the commissioner of insurance to establish a database of billed health care service charges; require an insurer to reimburse for unanticipated out-of-network care; prohibit balance billing from a provider who has been reimbursed as required; provide for an independent dispute resolution program to review reimbursements provided for unanticipated out-of-network care; allow unregulated health plans to opt-in to requirements; require insurers to provide certain notices in an explanation of benefits; amend KRS 304.17A-254 and 304.17A-505 to require certain disclosures; create a new section of KRS Chapter 365 to allow the Attorney General to enjoin persons violating Section 3; amend KRS 18A.225 to require the state employee health plan to comply with Sections 3 and 4 of the Act; amend KRS 304.17A-0954, 304.17A-096, 304.17A-500, 304.17A-550, 304.17A-580, 304.17A-649, 304.17B-001, 304.17B-015, 304.17B-033, 304.17C-010, 304.38A-010, and 304.39-241 to conform; repeal KRS 304.17A-640; EFFECTIVE January 1, 2022.
Index Headings of Original Version Health Benefit Mandate - Balance biling and reimbursement, injunction
Effective Dates, Delayed - Unanticipated out-of-network care, reimbursement and billing, January 1, 2022
Insurance, Health - Unanticipated out-of-network care, minimum reimbursement
Insurance, Health - Unanticipated out-of-network care, notice
Physicians and Practitioners - Unanticipated out-of-network care, balance billing, prohibition
State Agencies - Commissioner of insurance, database of billed health care services charges
State Agencies - Commissioner of insurance, unanticipated out-of-network care independent dispute resolution program
State Employees - Health plan, unanticipated out-of-network care, minimum reimbursement
Administrative Regulations and Proceedings - Commissioner of insurance, database of billed health care services charges
Attorney General - Balance billing and reimbursement, injunction


  • Prefiled by the sponsor(s).
  • introduced in Senate
  • to Committee on Committees (S)
  • to Banking & Insurance (S)

Last updated: 11/9/2023 2:52 PM (EST)