Kentucky
General Assembly

02/11/26	introduced in House to Committee on Committees (H)
02/17/26	to Banking & Insurance (H)
02/18/26	reported favorably, 1st reading, to Calendar with Committee Substitute (1)
02/19/26	2nd reading, to Rules
02/23/26	posted for passage in the Regular Orders of the Day for Tuesday, February 24 2026
02/24/26	3rd reading, passed 85-9 with Committee Substitute (1)
02/25/26	received in Senate to Committee on Committees (S)
03/20/26	to Banking & Insurance (S)
03/24/26	reported favorably, 1st reading, to Calendar with Committee Substitute (1)
03/25/26	2nd reading, to Rules
03/26/26	floor amendment (1) filed to Committee Substitute , floor amendment (2) filed to bill posted for passage in the Regular Orders of the Day for Friday, March 27 2026
03/27/26	3rd reading Floor Amendments (1) and (2) withdrawn passed 24-8 with Committee Substitute (1)

Amendment	House Committee Substitute 1
Fiscal Impact Statements	Corrections Impact to House Committee Substitute 1 Local Mandate to House Committee Substitute 1
Summary	Retain original provisions; require the Attorney General, Commonwealth's attorneys, and county attorneys to refer any report, investigation, or discovery of a fraudulent insurance act to the commissioner of the Department of Insurance unless the fraudulent insurance act was previously reported to the commissioner.
Index Headings	Attorney, Commonwealth's - Fraudulent insurance act, referral requirement Attorney, County - Fraudulent insurance act, referral requirement Attorney General - Fraudulent insurance act, referral requirement Insurance - Fraudulent insurance act, prosecutors, referral requirement Prosecutors - Fraudulent insurance act, referral requirement State Agencies - Department of Insurance, fraudulent insurance acts, referrals Corrections Impact - Fraudulent insurance act, prosecutors, referral requirement Local Mandate - Fraudulent insurance act, prosecutors, referral requirement

Amendment	Senate Committee Substitute 1
Fiscal Impact Statements	Corrections Impact to Senate Committee Substitute 1 Local Mandate to Senate Committee Substitute 1
Summary	Retain original provisions; except delete exceptions to medical expense payment requirements and time for submission of a statement of charge for a medical expense.
Index Headings	Consumer Protection - Insurance, personal injury protection benefits, allowable reimbursement Contracts - Insurance, personal injury protection benefits, allowable reimbursement Health And Medical Services - Insurance, personal injury protection benefits, medical expense claims, requirements Health Care Professionals - Insurance, personal injury protection benefits, medical expense claims, requirements Hospitals And Health Facilities - Insurance, personal injury protection benefits, medical expense claims, requirements Insurance, Motor Vehicle - Personal injury protection benefits, allowable reimbursement Motor Vehicles - Insurance, personal injury protection benefits, allowable reimbursement

Amendment	Senate Floor Amendment 1
Sponsor	B. Storm
Summary	Retain original provisions; amend KRS 304.39-110 to modify and incrementally increase coverage for payment of tort liabilities; make technical amendment.
Index Headings	Consumer Protection - Coverage for payment of tort liabilities; requirements Insurance, Motor Vehicle - Coverage for payment of tort liabilities; requirements Financial Responsibility - Coverage for payment of tort liabilities, requirements Technical Corrections - Coverage for payment of tort liabilities, requirements

Amendment	Senate Floor Amendment 2
Sponsor	B. Storm
Summary	Retain original provisions; amend KRS 304.39-110 to modify and incrementally increase coverage for payment of tort liabilities; make technical amendment.
Index Headings	Consumer Protection - Coverage for payment of tort liabilities, requirements Financial Responsibility - Coverage for payment of tort liabilities, requirements Insurance, Motor Vehicle - Coverage for payment of tort lialibilities, requirements Technical Corrections - Coverage for payment of tort liabilities, requirements