| Last Action | 02/13/26: to Committee on Committees (H) |
|---|---|
| Title | AN ACT relating to the prevention of harmful and fraudulent practices. |
| Bill Documents |
Current
Introduced |
| Fiscal Impact Statements |
Corrections Impact
Local Mandate Additional Fiscal Impact Statements Exist |
| Bill Request Number | 1962 |
| Sponsors | G. Elkins, J. Carpenter, M. Deneen, R. Girdler, A. Mays Bledsoe, R. Mills, M. Nunn, A. Reed, B. Storm, R. Thomas |
| Summary of Original Version | Amend KRS 367.620 to exclude certain activity from the definition of "goods or services relating to real estate"; amend KRS 367.624 to require contractors to furnish a notice relating to assignment of benefits prior to entering into a real estate goods or services contract; amend KRS 367.626 to prohibit requiring a person to pay a cancellation fee or any other fee contained in a contract that is not enforceable against the person; amend KRS 367.628 to prohibit certain representations and marketing by a contractor or person representing a contractor; provide that certain contracts between a contractor or person representing a contractor and an insured are not enforceable; modify provision prohibiting causing, or encouraging another person to cause, damage to real estate; prohibit contractors from having a financial connection with certain persons; prohibit contractors from soliciting or providing contracts on behalf of certain persons; provide that certain violations constitute a fraudulent insurance act under KRS 304.47-020 and criminal mischief in the first degree under KRS 512.020; amend KRS 367.627 to make technical amendments; require the Attorney General to enforce the contractor requirements; create a new section of KRS Chapter 15 to provide the Attorney General with concurrent jurisdiction in the investigation and prosecution of offenses under KRS 304.47-020; amend KRS 304.47-020 and 512.020 to conform; create a new section of KRS Chapter 367 to authorize the Attorney General to issue an order during certain states of emergency to require persons engaging in business as a contractor in the designated area to obtain a certificate of registration; establish registration application requirements; authorize peace officers in the designated area to enforce an order issued by the Attorney General; require contractors to post a copy of the contractor's certificate of registration at each job site within the designated area; require contractors to provide a copy of the certificate of registration or proof of registration to specified persons; prohibit contractors from soliciting business in person within the designated area for 90 days after a state of emergency is declared; prohibit local governments from imposing emergency registration or licensure for contractors under certain circumstances; exempt contractors from the registration and related requirements if the Attorney General determines that the local government imposes greater emergency registration or licensing requirements; permit a local government to submit a declaration to the Attorney General stating that the local government's emergency registration or licensure requirements are greater than those imposed under the section; require the Attorney General to affirm or reject a local government's declaration; authorize the Attorney General to promulgate administrative regulations; amend KRS 411.230 to conform; direct that certain provisions apply to contracts entered into on or after the effective date of the Act. |
| Index Headings of Original Version |
Corrections Impact - Damage to real estate involving insurance, criminal mischief in the first degree Local Mandate - State of emergency, contractor requirements Administrative Regulations And Proceedings - Attorney General, state of emergency, contractor requirements Attorney General - Insurance fraud, concurrent jurisdiction Attorney General - State of emergency, contractor requirements, enforcement Consumer Protection - Contractors, requirements Contracts - Real estate goods or services, insurance claims, contractor requirements Crimes And Punishments - Damage to real estate involving insurance, criminal mischief in the first degree Crimes And Punishments - Damage to real estate involving insurance, fraudulent insurance act Disasters And Recovery Efforts - Contractor requirements, enforcement Insurance - Fraud, Attorney General, concurrent jurisdiction Insurance - Property and casualty, real estate goods or services, contractor requirements Local Government - State of emergency, contractor requirements Real Estate - Contractors, requirements Trade Practices And Retailing - Contractors, requirements, enforcement |
| Jump to Proposed Amendments | Senate Committee Substitute 1 with Fiscal Impact Statements |
| Votes | Vote History |
| 02/02/26 |
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|---|---|
| 02/06/26 |
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| 02/10/26 |
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| 02/11/26 |
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| 02/12/26 |
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| 02/13/26 |
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| Amendment | Senate Committee Substitute 1 |
|---|---|
| Fiscal Impact Statements |
Corrections Impact to Senate Committee Substitute 1
Local Mandate to Senate Committee Substitute 1 |
| Summary | Retain original provisions, except require the Attorney General, Commonwealth's attorneys, and county attorneys to refer any report, investigation, or discovery of a fraudulent insurance act to the Commissioner of the Department of Insurance unless the fraudulent insurance act was previously reported to the Commissioner. |
| Index Headings |
Attorney, Commonwealth's - Fraudulent insurance act, referral requirement Attorney, County - Fraudulent insurance act, referral requirement Attorney General - Fraudulent insurance act, referral requirement Insurance - Fraudulent insurance act, prosecutors, referral requirement Prosecutors - Fraudulent insurance act, referral requirement State Agencies - Department of Insurance, fraudulent insurance acts, referrals Corrections Impact - Fraudulent insurance act, referral requirement Local Mandate - Department of Insurance, fraudulent insurance acts, referrals |
Last updated: 2/17/2026 6:57 PM (EST)