Kentucky Revised Statutes
Includes enactments through the 2023 Regular Session
The KRS database was last updated on 09/22/2023
.14-010 Scope of subtitle.
.14-020 "Policy" defined.
.14-030 "Premium" defined -- "Late charge" authorized.
.14-040 Insurable interest.
.14-050 Insurable interest -- Exception when certain institutions designated beneficiary.
.14-060 Insurable interest, property.
.14-065 Definitions for section -- Insurable interest in shared car in peer-to-peer car sharing program -- Construction.
.14-070 Power to contract -- Purchase of insurance by minors.
.14-080 Consent of insured -- Life, health insurance.
.14-085 Violation of insurable interest for person without insurable interest to pay premiums on life insurance in exchange for ownership in death benefit.
.14-090 Alteration of application.
.14-100 Application as evidence.
.14-110 Representations in applications.
.14-120 Filing and approval of forms.
.14-130 Grounds for disapproval.
.14-135 Uniform health insurance claim forms.
.14-140 Standard provisions, in general.
.14-150 Contents of policies in general.
.14-160 Additional policy contents.
.14-170 Charter, bylaw provisions.
.14-180 Must contain entire contract -- Exception concerning additional benefits.
.14-190 Execution of policies.
.14-200 Underwriters' and combination policies.
.14-210 Validity and construction of noncomplying forms.
.14-230 Delivery of policy.
.14-240 Renewal of policy.
.14-250 Assignability -- Rights of insurer, assignee.
.14-260 Payment discharges insurer.
.14-270 Forms for proof of loss furnished.
.14-280 Claims administration not waiver.
.14-290 Dividends payable to real party.
.14-300 Exemptions of proceeds, life insurance.
.14-310 Exemption of proceeds, health insurance.
.14-320 Exemption of proceeds, group insurance.
.14-330 Exemption of proceeds, annuity contracts -- Assignability of rights.
.14-340 Rights of married women in life insurance.
.14-350 Retention of proceeds of policy by company.
.14-360 Construction of policies.
.14-370 Jurisdiction of courts, limitation of actions.
.14-375 Time limit for seeking reimbursement of health insurance overpayment.
.14-380 Venue of suits against insurers.
.14-400 Interest on payment from insuring company.
.14-410 Use by insurer of itemized statement furnished to paying patient prohibited.
.14-420 Minimum standards regulations.
.14-430 Policy cover sheet -- Commissioner approval.
.14-435 English language requirement for forms, policy, and claim-related information -- Requirements for non-English version -- Use and effect of translations.
.14-440 Policies to be readable -- Factors to be considered.
.14-450 Policies to be legible -- Factors to be considered -- Type face style approved by commissioner.
.14-500 Definitions for KRS 304.14-510 to 304.14-550.
.14-510 Minimum standards regulations.
.14-520 Claim denial restriction. (Effective until January 1, 2024)
.14-520 Claim denial restriction. (Effective January 1, 2024)
.14-525 Restrictions on denying, conditioning, or discriminating in pricing of Medicare supplement policies for applicants who meet requirements relating to age, health conditions, and enrollment. (Effective January 1, 2024)
.14-530 Regulations establishing minimum standards for loss ratios.
.14-540 Outline of coverage to be delivered to applicant.
.14-545 Cancellation of Medicare supplement -- Return of unearned premium.
.14-550 Notice of policy return right and premium refund.
.14-560 Consumer's guide to long-term care insurance -- Compilation -- Distribution -- Payment.
.14-600 Definitions for KRS 304.14-600 to 304.14-625.
.14-605 Purpose and application to policies of KRS 304.14-600 to 304.14-625.
.14-610 Group policy issued in another state.
.14-615 Required standards and disclosures -- "Pre-existing condition" defined -- Right to return policy.
.14-617 Services required to be included in coverage for assisted living benefits and for adult day care services.
.14-620 Administrative regulations on marketing practices.
.14-622 Cancellation of long-term care insurance policy -- Return of unearned premium.
.14-625 Short title for KRS 304.14-600 to 304.14-625.
.14-630 Administrative regulations relating to premium rates for long-term care benefits.
.14-635 Administrative regulations relating to incidental long-term care benefits.
.14-640 Definitions for KRS 205.619 and 304.14-640 to 304.14-644.
.14-642 Kentucky Long-Term Care Partnership Insurance Program -- Policy component requirements -- Administrative regulations.
.14-644 Required disclosure of availability of Kentucky Long-Term Care Partnership Insurance Program.
.14-650 Definition for KRS 304.14-650 to 304.14-675.
.14-655 Short-term nursing home products subject to statutes.
.14-660 Administrative regulations relating to short-term nursing home insurance policies.
.14-665 Administrative regulations establishing loss ratio standards.
.14-670 Right to return policy or certificate and to have premium refunded -- Notice -- Proof of delivery of policy.
.14-675 Coverage for services received in an assisted living community or adult day care facility.