Kentucky
General Assembly

02/20/26	introduced in Senate to Committee on Committees (S)
02/27/26	to Banking & Insurance (S)
03/03/26	reported favorably, 1st reading, to Calendar
03/04/26	2nd reading, to Rules
03/06/26	posted for passage in the Regular Orders of the Day for Tuesday, March 10 2026
03/10/26	3rd reading, passed 38-0
03/11/26	received in House to Committee on Committees (H)
03/13/26	to Banking & Insurance (H)
03/18/26	reported favorably, 1st reading, to Calendar with Committee Substitute (1) and Committee Amendment (1-title)
03/19/26	2nd reading, to Rules
03/20/26	posted for passage in the Regular Orders of the Day for Tuesday, March 24 2026
03/24/26	floor amendment (1) filed to Committee Substitute
03/26/26	3rd reading, passed 87-5 with Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title)
03/27/26	received in Senate to Rules (S) taken from Rules posted for passage for concurrence in House Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title) passed over and retained for concurrence in House Committee Substitute (1), Floor Amendment (1) and Committee Amendment (1-title)

Amendment	House Committee Substitute 1
Summary	Retain original provisions, except amend KRS 286.9-100 to increase the maximum amount of total proceeds that may be received by a customer for all open deferred deposit transactions to $600; require the commissioner of the Department of Financial Institutions to annually adjust the maximum amount of total proceeds; prohibit an adjustment that results in the maximum amount of total proceeds exceeding $850; create a new section of KRS Chapter 425 to establish minimum information to be included in an order of attachment or garnishment of earnings on a judgment-debtor employee; permit sensitive identifying information to be included as a separate addendum.
Index Headings	Banks And Financial Institutions - Deferred deposit transactions, maximum amount of proceeds Civil Actions - Orders of attachment or garnishment, information included Courts - Orders of attachment or garnishment, information included Garnishment - Orders, information included Loans, Credit, Interest, And Usury - Deferred deposit transactions, maximum amount of proceeds State Agencies - Department of Financial Institutions, deferred deposit transactions, maximum amount of proceeds Wages And Hours - Orders of attachment or garnishment, information included

Amendment	House Committee Amendment 1
Sponsor	M. Pollock
Summary	Make title amendment.
Index Headings	Title Amendments - SB 219/GA

Amendment	House Floor Amendment 1
Sponsor	M. Lockett
Summary	Establish that a licensee may accept, collect, or seek payment on closed deferred deposit transactions if the transaction remains unpaid due to a returned or dishonored payment instrument under certain conditions; establish that any provision of an administrative regulation in conflict with Section 1 or 2 of the Act are null, void, and unenforceable; require the Department of Financial Institutions and any other administrative body to amend, as necessary, any administrative regulation that conflicts with Section 1 or 2 of the Act.
Index Headings	Administrative Regulations And Proceedings - Department of Financial Institutions, deferred deposit transactions, collection of unpaid amounts Banks And Financial Institutions - Deferred deposit service businesses, collection of unpaid amounts Loans, Credit, Interest, And Usury - Deferred deposit transactions, collection of unpaid amounts State Agencies - Department of Financial Institutions, deferred deposit transactions, administrative regulations